One of the functions of any contract in the common law legal system is to apportion risks between the parties to the contract, this is particularly relevant in the area of insurance and necessarily requires that clients be well informed as to:

  • contractual clauses they ought to propose to best serve their interests, for example the scope/cover of an insurance policy;
  • the interpretation of the effects of contractual clauses proposed by the other party to serve that party’s interests; and
  • interpretation of contractual clauses that the client seeks to rely upon in a dispute or another party seeks to rely upon against the client.

Rowe Bristol Lawyers has extensive experience in negotiating and if necessary litigating insurance contracts. This extensive experience enables Rowe Bristol Lawyers to advise clients (both insured and insurers) with respect to the insurance law matters, such as:

  • standard clauses in policies/contracts, including terms of trade in insurance policy contracts;
  • policy/contractual clauses that ought to be proposed by a client to protect its interests;
  • interpretation of clauses proposed by the other parties and the potential effects on the client’s interests;
  • alternative clauses that may be acceptable to all parties to a policy/contract when disputes arise;
  • interpretation of policy/contractual clauses that one party seeks to rely upon against another in the event of a dispute; and
  • representing clients in formal litigation at a Court or tribunal.

If you require legal advice in relation to an insurance policy or contract, please contact us to arrange a meeting so that we may consider your specific circumstances.

The above information is provided as general information only and should not be relied upon as legal advice. The accuracy of this information may have changed from the date when it was published.